The Best Cashback Apps And Discount Sites in Australia (2023)

If you want to save money, and haven’t heard of cashback apps and discount sites, these are the two must-have Australian cashback apps that offer huge discounts that you can join for free to start saving money on things you buy.

I’ve saved over $2,000 with Shopback Australia (Get $10 Bonus) and another $1,000 with Cashrewards Australia (Get $10 Bonus) since joining. That’s $3,000 – money back in my pocket.

Read on to find out more about:

• What is cashback?
• How does cashback work?
• What are the best cash-back apps in Australia
• How to join cashback apps – and get your bonus!
• Tips for getting cash back on purchases – never miss a cashback
• Other apps that offer cashback – you probably have one already!

What is cashback?

Cashback is a type of reward given to customers when they make a purchase. Usually, it’s money back – a small percentage of the purchase price returned to you in the form of cash, credit or other benefits.

The amount of cashback can vary from app to app depending on the terms of the offer and the company offering it. Some cashback rewards are based on a flat percentage of the purchase price, while others are tiered based on spending levels or specific purchase categories.

How does cashback and cashback apps work?

Cashback typically works by offering customers a certain percentage of the money spent on a purchase. For example, if a customer spends $100 at a store offering 5% cashback, they would receive $5 back as a reward.

Cashback can be offered in a variety of ways, such as a credit to the customer’s account, a voucher or coupon for future purchases, or even as actual cash.

Getting cashback is a great way to save money on purchases you would already be making like household purchases, eating out, or holiday bookings (more on that in tips below).

Is cashback Real Money?

Yes! Cashback is real money.

Once you connect your bank account or Paypal to your cashback app, you can withdraw money straight back into your Australian bank account once the qualifying transaction is confirmed.

If you don’t want to withdraw the money, you can keep it within the cashback account and use it for future purchases, or towards them.

The best thing, you don’t have to pay tax on the amounts saved with cashback because it’s like getting a discount at the store or getting a partial refund (discount).

What are the best cashback apps in Australia

ShopBack Cashback App

Shopback offers cashback on purchases from over 1,000 partner retailers online and in-store. It’s probably my favourite app because the savings are amazing. 5%-25% OFF (more on that in tips).

Some of the stores and retailers include:

• popular stores: David Jones, JB-HIFI, The Iconic, BCF, Chemist Warehouse
• budget-friendly: Big W, Best and Less.
• brands: like Nike, Bonds, Cotton On
• online retailers: eBay and Amazon
• movie cinemas and entertainment venues
• travel booking sites: Booking.com, Kayak
• pet supply stores: Petbarn and Petstock
• groceries and fuel: Ampol, Liquorland, BWS, Dan Murphy’s

Want to save money at Bunnings, IKEA and Kmart?

Grab one of the discounted gift cards from within the Shopback app and presto! Instant discount. You can even pay for the gift card, or your purchases using your cashback credit. It also offers additional challenges to help customers save even more money!

Offers in-store cashback? Yes

Shopback also offers in-store cashback at some cafes and restaurants which you can search by your location, as well as additional ways to earn cashback like playing the cashback troopers game in app. You can also place click-and-collect orders for in-store pick-up at shops like Best&Less, Big W and more.

Offers desktop browser extensions? Yes

Download the Shopback Chrome extension to make it easier to see which retailers offer cashback when searching online. It will help you compare prices and offers and remind you to activate your rewards before making a purchase.

Cashrewards Cashback App

Cashrewards offers cashback for online shopping, as well as in-store cashback for some retailers. It partners with over 1,500 retailers.

Some of the stores and retailers include:

• popular stores: David Jones, JB-HIFI, The Iconic
• budget-friendly: Big W, Best and Less.
• brands: like Nike, Bonds
• online retailers: eBay and Amazon
• movie cinemas and entertainment venues
• travel booking sites: Booking.com, Kayak
• pet supply stores: Petbarn and Petstock

Offers in-store cashback? Yes

Cashrewards also offers in-store cashback for some retailers, as well as additional ways to earn cashback like participating in surveys. You can also place click-and-collect orders for in-store pick-up at shops like Best&Less, Big W and more.

Offers desktop browser extensions? Yes

Download the Cashrewards Chrome extension, to make it easier to see which retailers offer cashback when searching online. It will help you compare prices and offers and remind you to activate your rewards before making a purchase.

How to join cashback apps – and get bonus $10!

It’s super easy to get that $10 FREE MONEY credited to your account. Simply follow the steps below, get your bonus and start enjoying savings today.

JOIN SHOPBACK HERE. TO GET THE BONUS $10:

• Add your withdrawal account details to the account / your profile.
• Accumulate $10 in confirmed cashback.
• Get $10 credit to your account!

JOIN CASHREWARDS HERE. TO GET THE BONUS $10:

• Make a purchase of $20 within 14 days of joining (and wait for that cashback to be confirmed)
• Get $10 and up to $20 credit to your account!

Tips FOR using cashback apps

Here are my top tips to never miss out on cashback and earn more when you shop:

• Whenever shopping for anything – think can I get cashback on this. Compare offers between Cashrewards and Shopback.
• Wait for upsized cashback – these special offers run often. I ALWAYS wait for upsized cashback when shopping for holiday accommodation. Why get 5% back when you can get 10%-15%?
• Shop from within app – you can see the deals available and be taken direct to the store to shop from within the app. Your cashback will be tracked automatically.
• Download the browser extensions, which make it easier to see which retailers offer cashback and reminds users to activate their rewards before making a purchase.
• The cashback offer may have certain conditions or restrictions, such as a minimum purchase amount or a maximum cashback amount – always check the terms.
• If shopping at Bunnings, Kmart or other retailers who are not on the apps, check if there are gift card offers available to save money on your purchases anyway.

It really is a convenient and easy-to-use way to save money on shopping in Australia.

Want more cashback? Check your Australian phone baking app

Many Australian banks such as Commbank and Westpac offer cashback within their apps or in collaboration with Shopback (Westpac).

I’ve seen promotions within my Commbank app where you can get $5 credited back to your account if you spend $100 at Coles in one transaction or $10 back when buying a bike from 99 Bikes. So check out your phone banking app to see if they have these.

WANT TO SAVE MORE MONEY?

Note: This post contains affiliate links.